Articles from: February 2017

High Net Worth and High Valued Home Insurance

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Those considered as -high net worth- individuals often require a higher level of insurance services to cover a wide range of personal property. Many valuable collections including jewelry, fine art, wine and antiques can all be covered, either as scheduled items, or with some type of blanket policy. Although these types of policies can be provided elsewhere, there are normally limits on how high the value of these items can be on other policies.

High net worth policies gives much needed protection for those high-valued homes and other properties. Many also offer concierge-style service with complimentary property valuations, appraisals and risk assessments. These should generally be done on an annual basis in order to assess any increase, or decrease, in the value of the items being insured.

Several options are available, including:

High-valued home insurance

Coverage for secondary residences

Private collections

Personal excess liability

Personal auto, and

Private staff

Policies are available to cover a wide range of exposures in and around the home. For example, those having a waterfront location or other unique exposures will need a policy that addresses those concerns. Insuring a vacation home or rental properties will require insurance that is tailored for those particular types of properties. Protecting collectibles is not recommended with the standard homeowners policies on the market because of the high value of these items.

Insuring expensive vehicles will also require some decisions as to what type of coverage and how much is needed. Driving a car only once or twice a month, as opposed to one driven everyday would require specialty collectors insurance as well. Some policies are written so that vehicles will be repaired with original manufacturer’s parts from the insured’s choice of repair shops. High deductible programs are also available.

If the home has domestic staff workers there is coverage available that will come in handy in the event someone is hurt while on the job, but also liability insurance to protect individuals against allegations of sexual harassment, wrongful termination and discrimination made by the domestic help.It is important to cover all domestic employees for work-related injuries, and get coverage to respond to any potential lawsuits.

For those owners of watercraft such as speedboats or yachts,many insurers provide protection for boats of all sizes, including super yachts that travel worldwide. There are also options available to protect the crew as well as the contents of the vessel.

With so many risks and exposures it is vial to protect so many assets with High Valued Home Insurance and other types of coverage for high net worth individuals.

Autodesk Revit Architecture 2011 Review

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Buildings informational modelling (BIM) from Autodesk Revit Architecture 2011 may be the a fresh high engineering, which connects architects, developers and constructors. BIM engineering allows to formulate and talk, successfully create digital models at any period of method, to review behaviour of buildings in real conditions due to creation and using of coordinated, unified and connected designing information.

This post is used for producing essential selections, formation high-quality engineering specifications, operational characteristics predicting, an evaluation of expenditures and civil work planning, and then for creating infrastructure management.

Revit Architecture 2011 provides chance to focus on the main thing – the creative portion of buildings designing. You are able to assist model in different convenient rendering, easily and rapidly make changes, get ready working drawings on the basis of 3D models. Three-dimensional views will help to present your ideas towards the client a lot more visually. Even at past due periods building model customization will not bring any difficulties, because all cuts, facades, specifications along with other files are up-to-date immediately.

The building informational modelling supplies the full method of the structure designing due to electronic reproduction of actual construction process. You train with an uniform model, avoid separate files. The design parametrical changes technologies ensures coordination of all interconnected elements of the project – from types of models, cuts and plans approximately sheets of drawings and specifications.

The first type of a building is established from simple form building components in Autodesk Revit Architecture 2011 ; they can be received through the volume geometry created in Rhino, Sketchup, AutoCAD, 3D MAX, etc. In Architecture 2011 the imported objects are transformed to objects of the architectural composition, which then are transformed to objects to construct designing – walls, roof slopes, overlapping and safeguarding frameworks.

In Revit Architecture 2011 all 2D and three dimensional views, drawings and specifications are representation of the building database. All modifications extend on all model simultaneously, including the design documentation.

Autodesk Architecture 2011 will help you considerably reduce time and practical information on projecting, and also to improve quality of designing. Demonstration videos and interactive presentations will present link between your projects visually realistically. Revit Architecture offers architect several advantages both for private and group.

Feng Shui Dragon Tortoise

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Tortoises and dragons have been known to be the two immensely powerful symbolic items of Feng Shui. The dragon alone has several symbolic meanings and it stands for wealth, positive energy, fertility and immortality, to mention a few. The dragon is believed to have a positive influence on humans according to the Chinese mythology.

The tortoise also has potential symbolic meaning and it represents permanence, of committed efforts and of premeditated actions that would lead to inevitable success. The unification of these two powerful symbols- the Dragon and the Tortoise results in the formation of one Feng Shui item that possesses the power of both these animals and brings in longevity and success.

The symbol of Dragon Tortoise is portrayed with the dragons head and the tortoises body. A tiny turtle is usually found on the tortoises shell at the back, and the Feng Shui item stands on precious metal ingots and coins piled up together. A coin can often be found inside the mouth of the dragon.

The Dragon tortoise happens to be one of the four ancient propitious animals dragon, tiger, phoenix and dragon tortoise. This Feng Shui Product is believed to have tremendous potential because of combined effects derived from its unique figure; which is the combination of a dragon and a tortoise. Dragon tortoises can bring in Gui Ren to your life, which means people who help. Gui Ren can be either your boss or colleagues, customers or anyone who can do good to you. Apart from that, this Feng Shui cure can also help in avoiding disasters and converting negative energy into valuable positive energy. But the major potential of the Dragon Tortoise lies in its ability to attract wealth.

The Dragon Tortoise which is the combination of two celestial animals of the four used in Feng Shui practice is an amazing combination that produces a well harmonized unification of enhancing qualities of both the dragon and the tortoise. This is one such traditional symbol that was used in ancient palaces to indicate peace, the emperors long life and prosperity, and the countrys steady rule. Today, this Feng Shui item is used in homes as a symbol of peace and harmony, long life, status and prosperity.

Dragon headed tortoise is commonly known as the Lou Shu and it is used in homes for protection, good fortune, success, prosperity and development.

Feng Shui items are to be placed in ideal positions to have its real benefits. A Dragon tortoise is to be placed in such locations where you need certain beneficial influences. Feng Shui is believed to have tremendous properties and there are several Feng Shui cures and Feng Shui enhancers to be availed in kits from Feng Shui Stores and shops. These kits contain almost all the Feng Shui remedies to help you gain maximum benefits.

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